Insurance and Payments

Fees and Payments

Private Pay Rates

Therapy at Aspire Counseling Group is $220 for individual sessions and $270 for couples or family sessions. Most sessions last about 55 minutes, and we’re happy to offer longer sessions when requested or clinically helpful. We strive to make your care comfortable, flexible, and tailored to your needs.

We accept all major credit cards and HSA/FSA cards, and payment is kindly requested at the time of your session.

Many people with insurance choose to pay out of pocket for therapy because it offers enhanced privacy and greater control over treatment goals. Insurance often requires a diagnosis and may involve sharing sensitive information with third parties. Paying directly ensures that your sessions remain confidential and focused entirely on your needs.

Insurance

We accept most commercial insurance plans, including Aetna, United Healthcare, Oscar, Oxford, and Health Plans Inc.. Please check with your insurance company regarding your specific plan’s policies. We will verify your benefits and any financial responsibility before your first visit to help make the process smooth and easy for you.

FSA/HSA

We accept Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) which help clients set aside pre-tax dollars to pay for mental health services. Please contact your insurance company about your plan’s policies.

Affordable Care

Affordable care may be available based on a sliding scale model, depending on financial hardship. Please discuss financial needs in advance in order to be connected with a therapist who can meet those needs.

Free Therapy for Uninsured & Low-Income Individuals

Aspire Counseling Group proudly partners with The Muslim Family Foundation to offer up to 6 free therapy sessions for uninsured and low-income clients in Arcadia and surrounding cities.

Complete the Referral Service Request form: https://www.muslimfamilyfoundation.org/referral.
Our heartfelt thanks to The Muslim Family Foundation The Muslim Family Foundation (https://www.muslimfamilyfoundation.org/) for supporting mental health in our community.

Out-of-Network Claims Made Easy

If you have PPO Insurance, we will gladly provide a superbill for reimbursement from your insurance company.

We partner with Mentaya to help submit your out-of-network insurance claims. Eligible sessions are reimbursed by check in the mail. Use the Mentaya widget above to check your coverage in seconds. About 70–90% of our clients qualify for some reimbursement.

Superbills Provided

We provide superbills at no cost. A superbill is a detailed receipt of your therapy sessions that you can submit directly to your insurance company. Our team can guide you step-by-step and answer any questions.

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